March 12, 2010 DamionInfo is the smart car a reliable car? the smart car is coming out in the usa pretty soon…just wondering if its a reliable car… also…i know insurance rates are different in other countries but what is the average insurance rate for this car? is it about the same as others? Related posts: Has anyone taken their road test in a smart car? What is the monthly Payments on a Smart Car? Smart Car Utah’s New Hit Is the smart car really smart? Insurance companies that cover the SMART car in the USA? How much storage does a Smart car have? When will the “Smart Car” be available in the US?