Check Consumer Portfolio Services For Car Buying Tips and Kelly Blue Book Value

Prospective automobile owners can boost their buying skills by exploring a variety of websites, including They have a comprehensive database of tips, and their loan program is helping customers find suitable cars across the nation.

Here is an overview of their useful provisions.
Quick Loan Servicing

Consumer Portfolio Services, or CPS, heralds a new era of car financing. Eligibility extends to an unprecedented number of potential patrons, and the offers are uniquely generous and helpful. Funds are often transferred to clients immediately, and transactions are surprisingly rapid. They emphasize speedy access to important information at all times. Most programs are individualized based on a customer’s personal needs in the moment.
Efficient Debt Management

After the car has been acquired, paying it off has never been easier. The interface for debt repayment is beautifully streamlined for simple processing. They are considerate of every client’s financial situation and personal needs. Negotiation is rarely an issue, and customer service is truly cutting-edge. Because charges are assessed immediately, there are never any misunderstandings pertaining to the bill.
Dealership Connections

Consumer Portfolio Services makes lucrative deals with a variety of manufacturers and dealerships. As a result, they are able to extend vast promotion offers to their clients. Exclusive franchise discounts are given to members that receive funding through their services. These price cuts are sometimes massive, so car buyers cannot afford to miss them. Since the offers are not granted to the general public, only savvy subscribers have the opportunity to enjoy them.
Analyze Blue Book Value

One of the resources that has a legitimate connection with Consumer Portfolio Services is Kelly Blue Book. These objective market watchers keep track of industry fluctuations to affix a fair price to all vehicles. Factors change non-stop, so it is wise to constatly verify bargains with the official recorded provided by these guys. This will eliminate any chance of being ripped off or disappointed.
Compare and Contrast

It is nice to able to view possible choices side by side. A detailed analysis of specifications can be conducted automatically. The only action needed on behalf of a potential buyer is to make two selections. Once chosen, all of the details will be elucidated with remarkable insight and brevity.
General Advice

Another useful element of Consumer Portfolio Services is their gigantic collection of informative materials. They have published endless guides and articles to help car buyers make their final decision. Their tips are downright indispensable. Techniques range from searching methods to funding ideas. A lot of these approaches are fundamentally innovative, and the whole experience is phenomenally rewarding!
Start Driving Now

All other automobile companies require some sort of waiting period before hopeful drivers are allowed to hit the road in a shiny new ride. On the other hand CPS works to make sure every step is instant. The speed they operate at is astonishing and welcomed. There is no more need for patience when it comes to a car search. With the evolution of online database technology, reliable results can be gained within a matter of moments.
Final Note

No one should buy a vehicle without consulting CPS first. They make the entire process a breeze. It is hard to imagine how car buyers survived without them in the first place!


What’s In Store For The Next Three Auto Shows of 2014

As the 2014 auto show season cranks into full gear, auto enthusiasts around the world are looking forward to exciting exhibitions featuring the latest concept cars and a chance to test drive some of the industry’s latest creations. Starting off in New York City and ending in Vegas, 2014′s motor shows promise to outdo last year’s with bigger, better and more thrilling exhibits.


The first and largest auto show in the world – the New York International Auto Show – celebrates its 114th anniversary this year. Held in the Jacob Javits Center in New York City, the show will kick off on Friday, April 18th, and early access ticket holders can gain entry as early as 9am. Friday will serve as a sneak peak to the public with everything but level four open for viewing. Opening ceremonies will be held Saturday morning at 8:30 am followed by the show’s official open directly thereafter. Exhibits will feature a select group of New York debuts, the latest concept cars and an award for car of the year. The New York International Auto Show will run through Sunday April 27th, and the final weekend will conclude with the Dub Tour Show, a main event featuring custom and exotic vehicles. Tickets are on sale now and can be purchased through the official website:

Once summer draws to a close, one of the largest international auto shows will kick off on October 4th; the 2014 Paris Motor Show held at the Paris Expo Porte de Versaille will run through October 19th. The show will bring back a popular attraction from past events: the EDF test track. Visitors will be able to ride as a passenger with an instructor before having the chance to test out the vehicle on a 2km city track in Paris. The main event at the 2014 Paris Motor Show will be an exhibit called Automobiles and Advertising, and it will feature the most iconic advertisements of fifty different vehicles throughout history including both still pictures from the past and modern video presentations. More information and ticket sales are available through the official website:

The year will wrap up in November with the SEMA Show held at the Las Vegas Convention Center in Las Vegas, Nevada. The show will run from November 4th through the 7th and will feature a number of morning discussion panels; one of the most popular – the NHRA Breakfast – will be held Wednesday the 6th at 7:30am and will feature a variety of speakers from the drag racing world. SEMA’s Rising Stars Street Art competition will allow guests to view three artists working live to turn blank hoods into extraordinary art. The SEMA Show Industry Awards Banquet will feature top entertainers as a backdrop for the presentation of a number of industry awards, and it will be followed by an exciting after party featuring American Idol Taylor Hicks. More entertainment and exhibits are expected to be added, and auto enthusiasts can check the official website for the latest information:

This year’s auto shows are guaranteed to thrill auto enthusiasts worldwide. Now let’s see if this traditionally old school industry keeps up with new event technology. Mobile app developers like are developing ground breaking mobile applications for events that take the attendee’s experience to a whole new level! Imagine the bragging rights of being named the biggest Mustang buff through one of their gamification module. New York and Paris are host to two of the largest shows featuring the latest technology, and auto enthusiasts will want to cap the season with SEMA’s Las Vegas extravaganza.


Is The American Auto Industry Making a Come Back? Yes, And Here’s Why!

A Rough History
The American auto industry had been in decline for decades up to the 2008 financial crisis. Strong competition from traditionally well-managed firms in Japan and Germany, as well as new growth in emerging markets like Korea and India threatened American dominance in the automobile arena. Furthermore, American car firms face increasing costs of labor- auto workers in the States are unionized, and the unions have managed to negotiate increased wages and benefits for their members. This benefits the members of the union who can enjoy the increases, but makes it harder for the auto companies to make a profit.

All of this culminated in the shaky economy of 2008 and 2009, during which the American auto industry underwent a crisis. Major American firms like Chrysler and General Motors requested bailouts from the federal government. The government purchased billions of dollars’ worth of stock in American auto firms to keep them afloat. Eventually, both Chrysler and General Motors entered Chapter 11 bankruptcy.

Recovery and Resurgence
The bankruptcies and bailouts allowed the American firms to restructure their debt, renegotiate the wages and benefits they pay to employees, sell off unprofitable brands, and rebuild their organizational structure. When the process was complete, all three of the major American firms- General Motors, Chrysler, and Ford- had drastically changed their company organization. This new “lean and mean” approach allowed the firms to cut costs and focus on profitability. They also concentrated on selling new, environmentally friendly lines of automobiles instead of the traditional big sellers, which were SUVs and light trucks. The general increase in energy costs in the 2000s has led to those categories of vehicle, which are less fuel-efficient, becoming more expensive to operate. Consumers have begun to value fuel efficiency more highly in cars, and the car industry has reacted by providing more of the fuel efficient subcompacts and hybrid vehicles and less of the gas-hungry light trucks.

The New Auto Industry
Gearing up to meet the changing demand, as well as rebuilding themselves to shed costs, has led the American auto industry into a new age of profitability. In the long, slow recovery since the 2008 crisis, the auto industry has been one of the few brights spots. In 2013, the industry sold over 15 million vehicles, far above the 2007 level of 10 million vehicles. This is a strong sign for the future of the industry- the contemporary economy of America implies weak consumer demand across a broad spectrum of markets, but the fact that consumers still exhibit strong interest in automobiles is a major plus. Automobiles are quite expensive, especially new. For automobiles sales to be rising at a time when consumer spending on many luxury or expensive goods is falling means that the new structure of the auto industry appeals to exactly what consumers want.

Of course, several challenges remain before the auto industry, such as oil prices due to instability in the Middle East. However, the fact that the industry is thriving in such a weak economy means that it should be strong enough to survive such challenges. The future looks far brighter for the American auto industry than it did in 2007.

Computers and Technology Travel and Leisure

GPS Nightmare Stories – Don’t Let Your GPS Do This to You!

Each day, drivers depend on their GPS to get them to their final destination. As many drivers have discovered, relying on a GPS for directions can turn into a disaster. While the GPS device is an exceptional technological gadget that help millions of drivers get to their final destination, these devices can also get drivers into trouble if they are not careful. While GPS navigation systems are great to have, many drivers have discovered that these are not always reliable and can lead drivers into peril without any advance warning. It’s never a bad idea to check if you need a factory car navigation repair from time to time. As the drivers in the following stories discovered, relying on a GPS for directions can actually cause many problems.
image credit: Flickr

image credit: Flickr

GPS Device Directed a Driver to Make an Illegal Turn That Caused Major Pileup

Although GPS devices do not always lead drivers down the wrong road all the time or encourage drivers to make illegal turns, these devices are not always perfect. In one such instance in New Jersey, a GPS directed a driver to make an illegal turn that resulted in a multiple car accident. Even though the GPS was responsible for the mistake, the driver received a summons for making an illegal turn. At the end of the day, drivers have to remain in control and decide whether they should make a turn or not.

GPS Misspelling Leads Couple 400 Miles From Their Original Destination

Entering the wrong name into a GPS may lead drivers far from their original destination. As one couple discovered on a trip to Italy, misspelling Capri took them 400 miles away from their original destination to a town that was extremely different from the place they had originally planned to visit. Ultimately, it is up to the driver to make sure the information they enter into the GPS is accurate. However, even when the information is entered into the GPS correctly these devices are not always foolproof.

Driver Loses His Life After GPS Leads Driver to The Wrong Address

As one driver sadly discovered, trusting a GPS can actually cost you your life. After the GPS directed a driver to turn into the wrong driveway in Georgia, he was shot dead by the homeowner who feared that the driver and the passengers had come to invade his home. Unfortunately, trusting his GPS was the last and final mistake this driver ever made. As this case confirms, even when information is entered into a GPS correctly drivers often wind up at the wrong address anyway.

Relying on a GPS After Getting Loss Can Lead to a Near Death Experience

As one family and a visiting friend discovered, relying on a GPS when you get lost can actually lead you to a near death experience if you are not careful. After making plans to head out to Death Valley to visit a museum, the family soon discovered that they were lost. Although had reached their original destination without getting lost that day, they made the decision to veer off the original path to visit another destination. After getting lost on their way to the second decision, the family turned on their GPS confident that it would help lead them back to the highway. Unfortunately, they soon learned that relying on a GPS when you are lost is not always a great idea.

After trying to find their way back to the highway, the GPS actually led the family even further from the highway and into one of the most remote parts of Death Valley. Ultimately, the family found themselves without food, water and gas in a part of Death Valley where the temperatures can climber higher than 120 degrees and get extremely cold at night. With no water, food and fuel, the family was not sure if they would make it out of Death Valley alive. Fortunately, the family was rescued several days later.

GPS Steers Tourists Into Mud and Water Instead of The Road

In another case, three tourists from Japanese discovered that relying on a GPS can be a bad mistake when traveling abroad. While visiting Australia, three Japanese tourists decided to take a road trip to North Stradbroke Island. Unfortunately, the GPS did not alert the driver to the fact that they would be soon be traveling over miles of mud and water. After trying to get back on the main road several times, the tourists were forced to leave their car due to perilous conditions.

At each of these stories confirm, drivers have to remember that GPS navigational devices are not always accurate. To make sure drivers get to their final destinations, drivers should always take the time to conduct research on how to get to and from their destination. This is true even if they plan on using their GPS. By taking the time to find out how to get to and from a destination before heading out, drivers have a better chance of actually making it to their destination.


Eight Car Prototypes to Make You Smile

Automotive design ideas can be imaginative, and sometimes they just make you want to smile. Here are a few concepts that show some original thinking by their creators.


1956 Nash Metropolitan Astra Gnome by Richard Arbib

Richard Arbib created a design for the Nash Metropolitan that used integral luggage to give the tiny car the same luggage room as a large family car and replaced the roof with a transparent dome. After radically restyling the body along aircraft concepts and lowering the car, he added industrial aluminum panels to the sides, completing its transformation into a personal spaceship.

eRinGo Cycle Concept

Iranian 3D computer designer Mohammad Ghezel came up with this vision for an urban scooter. Around the center of its cylinder-shaped cockpit is a wheel that drives the bizarre contraption. At each edge of the cockpit, a slightly smaller diameter wheel serves to aid in cornering the machine. The concept is powered by electricity and has a set of controls for each of the passengers.

Kassou Concept Car

Coming in second in the Car Design News Contest for 2008, Nicholas Lee Dunderdale’s Kassou concept is bound to bring a smile. Looking something like a large freezer with an accordion grafted to the top and with bat wings on the sides, its roof will extend vertically to allow for more headroom. The three-wheeled futuristic streamlined box shape has an upright appearance, leading the observer to anticipate Dr. Who stepping out of the odd machine at any moment.

2021 Chevrolet Ngo

This car’s designer, Guatemalan Cristian Polanco offers a fresh take on a personal electric vehicle with a design resembling an insect. First presented at the Detroit Auto Show in 2011, the vehicle is designed with a forward-tilting canopy. Other innovations include four-wheel drive, four-wheel steering and a thermoplastic pod-style body.

Chevy Astro III

With a super-futuristic appearance akin to a Star Wars fighter craft, the 1969 Astro III perfectly fits the spirit of its time. The car used cameras for driver vision to the rear. The cockpit roof tilted up and forward to expose the interior of the car for easy entry and exit. Luke Skywalker would have felt right at home in this rig.

2003 Dodge Tomahawk

The Tomahawk was an over-the-top motorcycle powered by a 500 horsepower Viper V-10 engine. It was projected to go from zero to sixty mph in 2.5 with a top speed of nearly 300 mph. The Tomahawk’s menacing appearance, high-tech machined metal surfaces and steampunk styling would look right at home in movies like Death Race 2000, Mad Max and Rollerball.

Aurora Safety Car

Nobody can keep a straight face when this thing rolls into view. It drives straight out of a Dr. Seuss book. It’s impossible to describe the styling any other way. Innovations such as foam bumpers, roll bars, and a special-shaped front that scooped pedestrians up like a train cowcatcher served notice that this car was serious about safety.

BMW’s 4219Eli

If you don’t smile when you see this car, you have a heart of stone. A four-year-old boy first had the idea for a 42-wheel drive SUV powered by 19 engines. Other requirements in the design envelope include a playroom and three sets of driver controls. Once the idea was mentioned by an uncle on a blog, BMW USA actually had their design department draw up a proposal to demonstrate what such a machine might look like.

Not every car design is a result of government mandates and the need for something more efficient. Sometimes the best designs arise from a simple need for expression, or a desire to feel good about things. These unusual designs are sure to please everyone on some level.

Travel and Leisure

Top 5 Lodging Places For Your Road Trip Across Southwestern United States

Seven states are usually considered part of the Southwestern United States. Texas, New Mexico and Arizona are the most southern of these states. Oklahoma, Colorado and Utah as well as Nevada are the other four states that are also considered part of the Southwest. Travelers can visit this region on road trips to explore North American deserts, to understand the history of Native Americans and the growth of the United States across the continent. When in the area, people can find excellent accommodations Southwestern-style.


texasFairfield Inn in Texas:

A contemporary hotel with modern decor that uses the warm and bright colors that are a part of Southwestern art, this Fairfield Inn & Suites is the perfect chose for a stay in El Paso, Texas. Rooms are not crowded, and the beds have comfortable mattresses and pillows. A free and simple breakfast is served each morning. On the western side of the city, the hotel is within walking distance of an authentic Mexican restaurant as well as other restaurants, a cinema and shopping opportunities.

oklahomaRiverwind Hotel in Oklahoma:

Owned by the Chickasaw Nation, this classy hotel in Oklahoma is connected by a walkway with one of the state’s largest casinos, the Riverwind Casino. Located in Norman and less than 30 minutes from the heart of Oklahoma City, the hotel offers a good selection of room packages and spacious rooms with modern decor and comfortable beds. The hotel employees are friendly and helpful. The hotel has a dining room, and the casino next door has a restaurant and fast food options.

new mexicoEl Rey in New Mexico:

Beautifully decorated in the best of Southwestern architecture and decor in the true spirit of New Mexico, El Rey is found in Santa Fe. The grounds are beautiful and so are the clean rooms. All the rooms have good views, but different sizes are available. Some of them have balconies and hot tubs while others are large for families. For romance, some rooms have secluded porches.

arizonaDesert Quail Inn in Arizona:

Only a 5-minute drive from downtown Sedona, the Desert Quail Inn is in a scenic location and has a cafe and shops beside it. Perfect for a desert and red rock getaway, the hotel treats guests like family and provides different room sizes to meet the needs of guests. The rooms are comfortable and all of them are unique with superb views, but only stairs access the second floor.

nevadaEl Rancho Boulder Motel in Nevada:

Just about a half-hour out of Las Vegas, this motel offers Spanish architecture and palm trees in a setting out of the fast-life of the bigger city. The front desk personnel and other staff members are helpful and personable. Spotless and comfortable, the rooms are reasonably priced. The suites and rooms are dated, but well-kept. Right around the motel are multiple options for restaurants and shopping near the heart of Boulder City.

The Southwest has its own distinctive terrain, wildlife and culture with well-defined art forms and popular cuisine, and visitors exploring the region have much to see and do. Finding great lodging options that offer fabulous rooms at reasonable prices help make the trip even more enjoyable. Getting a good night’s sleep is always appreciated when on road trips.


What’s The Difference Between A Crossover and a SUV

SUVs and crossovers have become increasing popular in the auto marketplace over the past few years. It’s important for consumers to understand the differences between these two vehicles in order to determine which vehicle is best equipped to meet the criteria currently under consideration. Sometimes the overabundance of choices can be overwhelming to the average consumer. The more informed the consumer is, the easier it is to find a vehicle that is an appropriate fit for a particular type of lifestyle. Crossovers came to be in order to distinguish a class of vehicles from the SUV. However, to this day, these two terms are often used interchangeably and viewed synonymously.

Unibody or Not?

Autoweek indicated that the general rule for differentiating between the two is to identify whether the automobile is on a unibody, commonly referred to as a car platform, or has a body on a frame, vehicles built on truck platforms. The crossover vehicles typically employ the unibody design. Unibody vehicles are constructed from panels of sheet metal that are welded together. These vehicles have a stiffer body and are more lightweight than the more conventional body-on-frame models because they do not need the solid steel support. However, unibody vehicles can’t tow the same amount as heavy-duty vehicles because they lack the sturdy frame.


In contrast, SUVs are larger and feature a more truck-like design. SUV’s are equipped with the body-on-frame design that is used in pickup trucks and commercial work vehicles. More recently, some larger SUVs like Jeep’s Grand Cherokee and Ford’s Explorer are being designed with the unibody platform that is common in crossover vehicles. Autoweek views the crossover term as marketing language more so than anything else. Autoweek usually categorizes any vehicle that is similar to a truck as an SUV, in that it has substantial ground clearance, four wheel drive capability and a flat area for loading cargo. When the SUV’s design is more akin to a car, people often refer to the vehicle as an crossover.

New BMW SUV in black – wonderful figure revealed! 01/11/2009 – Geneva – Switzerland – Enjoy the ride of your life!


Crossovers started to become an effective marketing ploy when SUV sales began to decline due to increasing prices at the gas pumps. The perception of SUVs was also on the decline as well. The SUV proved to be too much, too expensive and too big for many consumers. Auto manufacturers used the term crossover to steer clear of the negative connotation that was outpacing SUVs. Crossovers were designed to appeal to the consumers that placed a higher priority on efficiency.
Some auto manufacturers choose to group crossovers and SUVs together on their website, while others choose to keep them listed as two separate categories. Many times auto manufacturers provide them in separate categories and listen them in some of the same groups as well. Market analysts in the auto industry have noticed that the differentiation between these two classes of vehicles is beginning to disappear.

2011 Black Suzuki SX4 Crossover i-AWD

Some analysts only separate the two types of vehicles when considering premium midsize or midsize vehicles. Many analysts just lump them together in a class under labels like “utility vehicles”. Some speculate that this could develop into a new generic type of reference to a vehicle, alongside trucks and cars. Regardless if the manufacturer is domestic or foreign, consumers will benefit from knowing how to differentiate a crossover from an SUV.


Enter The World Of Non-Standard Auto Policies

Most drivers qualify for standard car insurance policies, but those who do not are forced to purchase non-standard car insurance policies, which generally carry higher premiums. Insurance companies rate factors such as a driver’s age, driving record and credit report, among others, in determining what type of policy they qualify for and what premium will be charged. When one or more of these factors drives a person’s score so low, and conversely their risk much higher, they are forced to purchase a non-standard policy in order to obtain the necessary insurance coverage.


Most commonly, drivers who need a non-standard policy have a DUI or other serious moving violation on their record. They are often notified that they must file an SR22 with their state of residence. Notification of the need for this form, which demonstrates to the state that you have adequate insurance coverage, is usually cause for an insurance company to cancel a standard policy. However, that is not always the case. Even if you have been notified that your insurance policy is going to be cancelled, it is a good idea to obtain quotes from several companies before purchasing a new policy. Insurance companies weigh the various factors differently, so it may be possible to get an affordable premium even on an SR22 policy.


Another common cause for being forced into non-standard insurance is a poor credit rating. Insurance companies view people who do not handle their finances well as being riskier drivers, and there have been studies done to support this theory. As a result, a very poor credit rating may disqualify a driver from standard insurance. The best way to handle this is to review your credit report, clean up any old debts and work to rebuild your credit score. If you are diligent about it, it won’t take long before your credit rating improves enough to move you out of non-standard insurance.


Less often, it is the type of vehicle you are driving that forces you to purchase a non-standard policy. Certain high-powered sports cars, antique and collector’s vehicles and some customized vehicles are seen as much riskier and more costly to repair when damaged. Some insurance companies simply won’t write policies for these types of vehicles. It can also be the case that a non-standard policy may be the most affordable for these types of vehicles.

Being informed that you cannot qualify for a non-standard insurance policy can be devastating, but it does not mean you cannot obtain adequate coverage. There are many insurance companies serving the non-standard market, so if you take the time to obtain several quotes, you should be able to find the right coverage at a price you can afford. Once you have the policy, take the necessary steps toward improving your insurance score so you can qualify for standard insurance coverage as quickly as possible.


Can you drive a smart car on just a provisional license?

smart car

Someone told me that you can drive by yourself a smart on just a provisional license because the power is – like the same as a moped . Is this correct or not


What would happen if you were driving a Smart Car and got in a Car Accident?

smart car

I mean the Car has like a 1 star Safety rating. If you get hit by another car, your toast.

Like these cars:
I’m being Sarcastic, I know it doesnt have a 1 star safety rating, but you get my point.